:root {
  --ink: #14213d;
  --muted: #5b6475;
  --navy: #1d3557;
  --accent: #e07a2f;
  --accent-dark: #c4651f;
  --bg: #ffffff;
  --alt: #f5f3ee;
  --line: #e4e1d8;
  --good: #2f7d4f;
  --radius: 14px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, system-ui, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}
h1, h2, h3 { font-family: Fraunces, Georgia, serif; line-height: 1.15; margin: 0 0 .5em; }
h1 { font-size: clamp(2.3rem, 5vw, 3.6rem); }
h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }
a { color: var(--navy); }

.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 760px; }
.center { text-align: center; }
section { padding: 88px 0; }
section.alt { background: var(--alt); }

.eyebrow { text-transform: uppercase; letter-spacing: .12em; font-size: .78rem; font-weight: 600; color: var(--accent-dark); margin-bottom: .6em; }
.lead { font-size: 1.2rem; color: var(--muted); }
.fine { font-size: .88rem; color: var(--muted); }

.btn {
  display: inline-block; background: var(--accent); color: #fff; text-decoration: none;
  font-weight: 600; padding: 14px 24px; border-radius: 10px; border: 2px solid var(--accent);
  transition: background .15s;
}
.btn:hover { background: var(--accent-dark); border-color: var(--accent-dark); }
.btn-ghost { background: transparent; color: var(--navy); border-color: var(--line); }
.btn-ghost:hover { background: var(--alt); border-color: var(--line); }
.btn-light { background: #fff; color: var(--navy); border-color: #fff; }
.btn-light:hover { background: var(--alt); border-color: var(--alt); }
.btn-small { padding: 8px 16px; font-size: .92rem; }

/* nav */
.nav { position: sticky; top: 0; background: rgba(255,255,255,.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); z-index: 10; }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.brand { font-family: Fraunces, serif; font-weight: 700; font-size: 1.35rem; text-decoration: none; color: var(--navy); }
.brand span { color: var(--accent); margin-left: .25em; font-weight: 600; }
.nav nav { display: flex; gap: 26px; align-items: center; }
.nav nav a:not(.btn) { text-decoration: none; color: var(--muted); font-weight: 500; font-size: .95rem; }
.nav nav a:not(.btn):hover { color: var(--ink); }

/* hero */
.hero { padding-top: 72px; background: linear-gradient(180deg, #fbfaf7 0%, #fff 100%); }
.hero-grid { display: grid; grid-template-columns: 1.25fr 1fr; gap: 56px; align-items: center; }
.hero-cta { display: flex; gap: 12px; flex-wrap: wrap; margin: 28px 0 16px; }

.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 32px; box-shadow: 0 10px 30px rgba(20,33,61,.07); }

/* calculator */
.calc h2 { font-size: 1.45rem; }
.calc label { display: block; font-weight: 500; font-size: .95rem; margin-bottom: 8px; }
.money-input { display: flex; align-items: center; border: 2px solid var(--line); border-radius: 10px; padding: 0 14px; }
.money-input:focus-within { border-color: var(--navy); }
.money-input span { font-size: 1.4rem; color: var(--muted); }
.money-input input { border: 0; outline: 0; font: inherit; font-size: 1.6rem; font-weight: 600; padding: 10px 8px; width: 100%; color: var(--ink); }
.calc-out { margin: 22px 0 14px; }
.calc-out div { display: flex; justify-content: space-between; align-items: baseline; padding: 10px 0; border-bottom: 1px solid var(--line); }
.calc-out dt { color: var(--muted); }
.calc-out dd { margin: 0; font-weight: 700; font-size: 1.15rem; }
.calc-out .save dd { color: var(--good); font-size: 1.6rem; }

/* grids */
.grid3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 36px; }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; }
.point h3 { color: var(--navy); }
.point p { color: var(--muted); }

/* steps */
.steps { list-style: none; padding: 0; margin: 40px 0 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: s; }
.steps li { position: relative; padding-top: 8px; }
.steps .num { display: inline-grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 700; margin-bottom: 16px; }
.steps p { color: var(--muted); }

/* pricing */
.price-grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: 28px; margin-top: 36px; }
.price-big { font-family: Fraunces, serif; font-size: 4.5rem; font-weight: 700; color: var(--navy); line-height: 1; margin: 0; }
.price-big.small { font-size: 3rem; }
.price-big span { font-size: 1.2rem; color: var(--muted); font-family: Inter, sans-serif; font-weight: 500; }
.price-sub { color: var(--muted); font-size: 1.05rem; margin-bottom: 1.4em; }
.price-side hr { border: 0; border-top: 1px solid var(--line); margin: 24px 0; }

.checks, .crosses { list-style: none; padding: 0; margin: 0 0 24px; }
.checks li, .crosses li { padding: 6px 0 6px 30px; position: relative; }
.checks li::before { content: ""; position: absolute; left: 4px; top: 11px; width: 6px; height: 11px; border: solid var(--good); border-width: 0 2.5px 2.5px 0; transform: rotate(45deg); }
.crosses li::before, .crosses li::after { content: ""; position: absolute; left: 2px; top: 17px; width: 14px; height: 2.5px; background: #b4472f; transform: rotate(45deg); }
.crosses li::after { transform: rotate(-45deg); }

/* faq */
details { border-bottom: 1px solid var(--line); padding: 18px 0; }
summary { cursor: pointer; font-weight: 600; font-size: 1.08rem; list-style: none; position: relative; padding-right: 30px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 0; font-size: 1.4rem; color: var(--accent); line-height: 1; }
details[open] summary::after { content: "–"; }
details p { color: var(--muted); margin: 12px 0 0; }

/* cta */
.cta { background: var(--navy); color: #fff; }
.cta h2 { color: #fff; }
.cta .lead { color: #c9d3e3; margin-bottom: 1.6em; }

footer { padding: 32px 0; color: var(--muted); font-size: .9rem; border-top: 1px solid var(--line); }

@media (max-width: 900px) {
  .hero-grid, .grid2, .price-grid { grid-template-columns: 1fr; }
  .grid3 { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .nav nav a:not(.btn) { display: none; }
}
@media (max-width: 420px) {
  .btn-small { padding: 7px 12px; font-size: .85rem; white-space: nowrap; }
  .brand { font-size: 1.15rem; }
}
@media (max-width: 560px) {
  .grid3, .steps { grid-template-columns: 1fr; }
  section { padding: 64px 0; }
}
.cta .cta-alt { margin-top: 18px; color: #c9d3e3; }
.cta .cta-alt a { color: #fff; }